:root{
  --navy:#0B1F3A;
  --blue:#0A66C2;
  --cyan:#1CB5E0;
  --orange:#F28C3A;
  --ink:#162235;
  --muted:#5F6B7A;
  --line:#DCE3EB;
  --soft:#F5F8FB;
  --white:#fff;
  --shadow:0 18px 50px rgba(11,31,58,.10);
  --radius:18px;
  --max:1180px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;color:var(--ink);background:var(--white);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.65}
img{max-width:100%;display:block}
a{color:inherit}
button,input,select,textarea{font:inherit}
button,a{transition:all .2s ease}
:focus-visible{outline:3px solid rgba(28,181,224,.75);outline-offset:3px}
.skip-link{position:fixed;left:1rem;top:1rem;z-index:999;background:var(--navy);color:#fff;padding:.7rem 1rem;border-radius:8px;transform:translateY(-150%);font-weight:700}
.skip-link:focus{transform:none}
.container{width:min(calc(100% - 2rem),var(--max));margin-inline:auto}
.section{padding:88px 0}
.section-sm{padding:56px 0}
.section-head{max-width:720px;margin-bottom:40px}
.eyebrow{font-size:.76rem;letter-spacing:.16em;text-transform:uppercase;font-weight:800;color:var(--blue);margin:0 0 10px}
h1,h2,h3,h4{font-family:"Source Serif 4",Georgia,serif;color:var(--navy);line-height:1.12;margin:0 0 16px}
h1{font-size:clamp(2.6rem,7vw,5.1rem);letter-spacing:-.045em}
h2{font-size:clamp(2rem,4vw,3.2rem);letter-spacing:-.035em}
h3{font-size:1.35rem}
p{margin:0 0 1rem}
.lead{font-size:clamp(1.05rem,1.5vw,1.25rem);color:var(--muted);max-width:700px}
.small{font-size:.9rem;color:var(--muted)}
.muted{color:var(--muted)}
.site-header{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.96);backdrop-filter:blur(12px);border-bottom:1px solid rgba(220,227,235,.9)}
.navbar{height:78px;display:flex;align-items:center;justify-content:space-between;gap:1rem}
.brand{display:inline-flex;align-items:center;text-decoration:none}
.brand img{width:185px;height:auto}
.nav-links{display:flex;align-items:center;gap:1.6rem}
.nav-links a{text-decoration:none;color:#344256;font-weight:650;font-size:.95rem}
.nav-links a:hover{color:var(--blue)}
.nav-cta{background:var(--navy);color:#fff!important;padding:.7rem 1rem;border-radius:9px}
.nav-cta:hover{background:var(--blue)}
.menu-toggle{display:none;border:1px solid var(--line);background:#fff;border-radius:10px;padding:.55rem .7rem;color:var(--navy);cursor:pointer}
.hero{position:relative;overflow:hidden;background:linear-gradient(180deg,#fff 0%,#f8fbfe 100%);padding:86px 0 80px}
.hero:before,.hero:after{content:"";position:absolute;border-radius:50%;filter:blur(1px);pointer-events:none}
.hero:before{width:520px;height:520px;right:-220px;top:-180px;background:radial-gradient(circle,rgba(28,181,224,.18),rgba(28,181,224,0) 68%)}
.hero:after{width:500px;height:500px;left:-260px;bottom:-320px;background:radial-gradient(circle,rgba(10,102,194,.13),rgba(10,102,194,0) 70%)}
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:60px;align-items:center;position:relative;z-index:1}
.hero-copy{max-width:760px}
.hero-title-accent{display:block;color:var(--blue)}
.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:30px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border:1px solid transparent;border-radius:10px;padding:.85rem 1.15rem;font-weight:750;text-decoration:none;cursor:pointer}
.btn-primary{background:var(--blue);color:#fff;box-shadow:0 8px 20px rgba(10,102,194,.18)}
.btn-primary:hover{background:var(--navy);transform:translateY(-1px)}
.btn-secondary{background:#fff;color:var(--navy);border-color:var(--line)}
.btn-secondary:hover{border-color:var(--blue);color:var(--blue)}
.hero-panel{background:#fff;border:1px solid var(--line);border-radius:24px;padding:34px;box-shadow:var(--shadow);position:relative}
.hero-panel:before{content:"";position:absolute;inset:10px -10px -10px 10px;border-radius:24px;border:1px solid rgba(28,181,224,.18);z-index:-1}
.hero-mark{display:grid;place-items:center;width:62px;height:62px;border-radius:18px;background:linear-gradient(135deg,var(--navy),var(--blue));color:#fff;font-weight:900;letter-spacing:.06em;margin-bottom:24px}
.hero-panel ul{list-style:none;padding:0;margin:0;display:grid;gap:15px}
.hero-panel li{display:flex;gap:12px;align-items:flex-start}
.check{flex:0 0 24px;height:24px;border-radius:50%;background:rgba(28,181,224,.14);color:var(--blue);display:grid;place-items:center;font-size:.8rem;font-weight:900;margin-top:2px}
.trust-strip{background:var(--navy);color:#fff;padding:20px 0}
.trust-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:rgba(255,255,255,.14)}
.trust-item{background:var(--navy);padding:8px 20px;min-height:72px;display:flex;flex-direction:column;justify-content:center}
.trust-label{font-size:.76rem;text-transform:uppercase;letter-spacing:.1em;color:#9FB4CF}
.trust-value{font-weight:750}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.card{border:1px solid var(--line);border-radius:var(--radius);padding:28px;background:#fff;box-shadow:0 8px 30px rgba(11,31,58,.045)}
.card:hover{transform:translateY(-3px);box-shadow:var(--shadow);border-color:#C9D7E7}
.icon-box{width:48px;height:48px;border-radius:14px;background:rgba(10,102,194,.08);color:var(--blue);display:grid;place-items:center;margin-bottom:20px}
.icon{width:23px;height:23px}
.card-link{display:inline-flex;align-items:center;gap:7px;margin-top:12px;text-decoration:none;color:var(--blue);font-weight:750}
.split{display:grid;grid-template-columns:.8fr 1.2fr;gap:70px;align-items:start}
.panel{background:var(--soft);border:1px solid var(--line);border-radius:24px;padding:34px}
.values{display:grid;gap:16px}
.value{padding:20px 0;border-bottom:1px solid var(--line)}
.value:last-child{border-bottom:0}
.value strong{display:block;color:var(--navy);margin-bottom:4px}
.process{display:grid;grid-template-columns:repeat(4,1fr);gap:0;border-top:1px solid var(--line)}
.step{padding:28px 22px 10px;border-right:1px solid var(--line);position:relative}
.step:last-child{border-right:0}
.step-num{font-size:.8rem;color:var(--blue);font-weight:900;letter-spacing:.12em;margin-bottom:15px}
.service-layout{display:grid;grid-template-columns:repeat(2,1fr);gap:22px}
.service-card{border:1px solid var(--line);border-radius:20px;padding:30px;background:#fff}
.service-card.featured{background:var(--navy);color:#fff;border-color:var(--navy)}
.service-card.featured h3,.service-card.featured .eyebrow{color:#fff}
.service-card.featured .small,.service-card.featured p{color:#D4E1F0}
.service-meta{display:flex;gap:8px;flex-wrap:wrap;margin:16px 0}
.pill{font-size:.78rem;font-weight:750;border:1px solid var(--line);border-radius:999px;padding:.3rem .6rem;color:var(--muted)}
.service-card.featured .pill{border-color:rgba(255,255,255,.25);color:#D4E1F0}
.service-card ul,.legal-list{padding-left:1.1rem}
.service-card li{margin:.35rem 0}
.callout{border-left:4px solid var(--orange);padding:18px 20px;background:#FFF8F1;border-radius:0 12px 12px 0}
.contact-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:28px}
.contact-list{display:grid;gap:18px;margin-top:25px}
.contact-item{display:grid;grid-template-columns:42px 1fr;gap:13px;align-items:start}
.contact-item .icon-box{margin:0;width:42px;height:42px;border-radius:12px}
.form-card{border:1px solid var(--line);border-radius:22px;padding:30px;background:#fff;box-shadow:var(--shadow)}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.field{display:grid;gap:7px}
.field.full{grid-column:1/-1}
label{font-size:.9rem;font-weight:750;color:var(--navy)}
input,select,textarea{width:100%;border:1px solid #C9D3DF;border-radius:9px;padding:.78rem .85rem;background:#fff;color:var(--ink)}
textarea{min-height:140px;resize:vertical}
input:focus,select:focus,textarea:focus{border-color:var(--blue);box-shadow:0 0 0 3px rgba(10,102,194,.1);outline:none}
.error{color:#A43D2A;font-size:.82rem;display:none}
.field.invalid .error{display:block}
.field.invalid input,.field.invalid select,.field.invalid textarea{border-color:#A43D2A}
.form-status{margin-top:14px;padding:12px 14px;border-radius:9px;display:none;background:#EEF8F2;color:#1D6A3A}
.form-status.show{display:block}
.map-placeholder{min-height:320px;border:1px dashed #AEBBCB;border-radius:18px;background:linear-gradient(135deg,#F7FAFC,#EEF4F9);display:grid;place-items:center;text-align:center;padding:24px;color:var(--muted)}
.cta-band{background:linear-gradient(110deg,var(--navy),#123A67);color:#fff;border-radius:28px;padding:50px;display:flex;justify-content:space-between;gap:30px;align-items:center}
.cta-band h2{color:#fff;margin-bottom:10px}
.cta-band p{color:#D4E1F0;max-width:680px}
.page-hero{padding:70px 0 58px;background:var(--soft);border-bottom:1px solid var(--line)}
.page-hero .lead{max-width:800px}
.footer{background:#07172B;color:#D4E1F0;padding:60px 0 25px;margin-top:0}
.footer-grid{display:grid;grid-template-columns:1.2fr 1fr .8fr;gap:40px}
.footer .brand img{background:#fff;border-radius:10px}
.footer h3{color:#fff;font-family:Inter,sans-serif;font-size:.92rem;text-transform:uppercase;letter-spacing:.1em}
.footer a{text-decoration:none;color:#D4E1F0}
.footer a:hover{color:#fff}
.footer-links{display:grid;gap:8px}
.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:40px;padding-top:20px;display:flex;justify-content:space-between;gap:20px;font-size:.86rem}
.reveal{opacity:0;transform:translateY(14px);transition:opacity .6s ease,transform .6s ease}
.reveal.is-visible{opacity:1;transform:none}
.quote-mark{font-family:Georgia,serif;font-size:5rem;line-height:.6;color:var(--cyan);opacity:.35}
.placeholder{border:1px dashed #D78C63;background:#FFF7F2;color:#7D452D;padding:16px;border-radius:12px}
.notice{font-size:.82rem;color:var(--muted);background:#F3F6F9;padding:12px 14px;border-radius:9px}
.breadcrumbs{font-size:.86rem;color:var(--muted);margin-bottom:18px}
.breadcrumbs a{text-decoration:none;color:var(--blue)}
@media (max-width:980px){
  .hero-grid,.split,.contact-grid{grid-template-columns:1fr}
  .cards{grid-template-columns:repeat(2,1fr)}
  .process{grid-template-columns:repeat(2,1fr)}
  .step:nth-child(2){border-right:0}
  .step:nth-child(-n+2){border-bottom:1px solid var(--line)}
  .footer-grid{grid-template-columns:1fr 1fr}
}
@media (max-width:760px){
  .navbar{height:70px}
  .brand img{width:160px}
  .menu-toggle{display:block}
  .nav-links{display:none;position:absolute;top:70px;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);padding:16px;flex-direction:column;align-items:stretch;gap:5px;box-shadow:0 12px 25px rgba(11,31,58,.08)}
  .nav-links.open{display:flex}
  .nav-links a{padding:10px 8px}
  .nav-cta{text-align:center}
  .section{padding:68px 0}
  .hero{padding:60px 0}
  .cards,.service-layout,.form-grid,.footer-grid{grid-template-columns:1fr}
  .trust-grid{grid-template-columns:1fr 1fr}
  .trust-item{padding:14px}
  .step{border-right:0;border-bottom:1px solid var(--line)!important}
  .step:last-child{border-bottom:0!important}
  .cta-band{padding:34px 24px;flex-direction:column;align-items:flex-start}
  .footer-bottom{flex-direction:column}
}
@media (max-width:420px){
  .container{width:min(calc(100% - 1.25rem),var(--max))}
  h1{font-size:2.45rem}
  .hero-panel{padding:25px}
  .trust-grid{grid-template-columns:1fr}
}
@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  *,*::before,*::after{animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important}
  .reveal{opacity:1;transform:none}
}